:root{
  --navy:#0F2A44;--teal:#0E7C7B;--amber:#E8A33D;--slate:#1F2933;--mist:#F5F7FA;--muted:#52606D;--line:#E1E7EF;
  --head:"Manrope",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
  --body:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--body);color:var(--slate);background:var(--mist);line-height:1.6;font-size:16px}
img,svg{max-width:100%;display:block}
a{color:var(--teal)}
.wrap{width:100%;max-width:1120px;margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-9999px}
.skip:focus{left:12px;top:12px;background:#fff;padding:8px 12px;z-index:10}

/* Header */
.site-header{background:var(--navy);color:#fff}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;padding-top:18px;padding-bottom:18px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:#fff}
.brand-mark{width:36px;height:36px;flex:none}
.wordmark{font-family:var(--head);font-weight:800;font-size:1.375rem;letter-spacing:-0.02em}
.wordmark .dot{color:var(--amber)}
.badge{font-size:.75rem;font-weight:600;letter-spacing:.04em;text-transform:uppercase;color:var(--navy);background:var(--amber);padding:6px 10px;border-radius:999px;white-space:nowrap}

/* Hero */
.hero{background:linear-gradient(180deg,var(--navy) 0%,#123554 100%);color:#fff;padding:40px 0 56px;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;right:-120px;bottom:-160px;width:360px;height:360px;border-radius:50%;background:radial-gradient(circle,rgba(14,124,123,.45),rgba(14,124,123,0) 70%);pointer-events:none}
.hero .wrap{position:relative;z-index:1}
.eyebrow{display:inline-block;font-size:.8125rem;font-weight:600;color:#9FE0DF;letter-spacing:.06em;text-transform:uppercase;margin:0 0 12px}
h1{font-family:var(--head);font-weight:800;font-size:2.25rem;line-height:1.1;letter-spacing:-0.025em;margin:0 0 16px}
h1 .line{display:block}
h1 .accent{color:var(--amber)}
.lead{font-size:1.0625rem;color:#D5DEE8;max-width:38rem;margin:0 0 28px}
.status{display:flex;align-items:center;gap:10px;font-size:.9375rem;color:#fff;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.16);border-radius:12px;padding:12px 14px;max-width:34rem}
.pulse{width:10px;height:10px;border-radius:50%;background:var(--amber);flex:none;box-shadow:0 0 0 0 rgba(232,163,61,.6);animation:pulse 2s infinite}
@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(232,163,61,.6)}70%{box-shadow:0 0 0 10px rgba(232,163,61,0)}100%{box-shadow:0 0 0 0 rgba(232,163,61,0)}}
@media (prefers-reduced-motion:reduce){.pulse{animation:none}}

/* Sections */
section{padding:48px 0}
h2{font-family:var(--head);font-weight:800;font-size:1.625rem;line-height:1.2;letter-spacing:-0.02em;color:var(--navy);margin:0 0 8px}
.section-intro{color:var(--muted);margin:0 0 28px;max-width:40rem}
.cards{display:grid;grid-template-columns:1fr;gap:16px;margin:0;padding:0;list-style:none}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px}
.card h3{font-family:var(--head);font-size:1.125rem;font-weight:700;color:var(--navy);margin:12px 0 6px}
.card p{margin:0;color:var(--muted);font-size:.9688rem}
.icon{width:40px;height:40px;border-radius:10px;background:rgba(14,124,123,.1);display:grid;place-items:center}
.icon svg{width:22px;height:22px;stroke:var(--teal)}

.banks{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.bank-list{display:grid;grid-template-columns:1fr 1fr;gap:12px;list-style:none;margin:0 0 16px;padding:0}
.bank-list li{font-family:var(--head);font-weight:700;color:var(--navy);background:var(--mist);border:1px solid var(--line);border-radius:12px;padding:14px;text-align:center}
.note{font-size:.9375rem;color:var(--muted);margin:0}

.who{display:grid;grid-template-columns:1fr;gap:16px}
.who .card{border-left:4px solid var(--teal)}

/* Footer */
.site-footer{background:var(--navy);color:#B8C4D2;padding:28px 0;font-size:.875rem}
.site-footer .wrap{display:flex;flex-direction:column;gap:8px}
.site-footer strong{color:#fff;font-family:var(--head)}

/* Tablet and up */
@media (min-width:640px){
  .cards{grid-template-columns:1fr 1fr}
  .bank-list{grid-template-columns:repeat(4,1fr)}
  .who{grid-template-columns:repeat(3,1fr)}
}
@media (min-width:960px){
  .wrap{padding:0 32px}
  .hero{padding:80px 0 96px}
  h1{font-size:3.5rem;margin-bottom:24px}
  .lead{font-size:1.1875rem}
  section{padding:72px 0}
  h2{font-size:2rem}
  .cards{grid-template-columns:repeat(4,1fr)}
  .site-footer .wrap{flex-direction:row;justify-content:space-between;align-items:center}
  .hero::after{width:620px;height:620px;right:-160px;bottom:-280px}
}